Retirement Plans: Secure Today the Future You Dream Of
- Charles Jorge
- Oct 1
- 2 min read
The Importance of Planning for Retirement
Many of us work our entire lives with the goal of giving our families the best and enjoying a peaceful old age. However, the reality is that most people reach retirement without enough savings.Medical expenses, the cost of living, and the lack of stable income can put quality of life at risk precisely at the stage when we most need peace of mind.That’s why planning for retirement isn’t a luxury—it’s a necessity.
Why Choose Retirement Products with National Life Group?
With more than 175 years of experience in the financial and insurance sector, NLG offers solutions that not only protect your life today, but also help you create guaranteed income for tomorrow.
Some options:
Life Insurance with savings component (IUL – Indexed Universal Life): combines life protection + cash value accumulation tied to the market, with safety limits.
Retirement Annuities (Fixed Indexed Annuities): provide guaranteed lifetime income, regardless of how long you live or how the market performs.
💰 Practical Example with a National Life IUL
Case 1 – Person who starts early
María, 30 years old, healthy.
Contributes $250 per month to an Indexed Universal Life (IUL) policy.
At age 65, she has accumulated approximately $400,000 in cash value (depending on index performance).
She can use this money to supplement retirement, cover emergencies, or leave a legacy.
Case 2 – Person who waits 15 more years
Carlos, 45 years old, wants to start with the same plan.
Also contributes $250 per month.
At age 65, he has accumulated around $150,000.
The cost of waiting: $250,000 less in benefits, plus higher premiums due to age.
➡️ Conclusion: The earlier you start, the greater your peace of mind, and your money works longer for you.
💵 Example with National Life Annuities
Pedro, 55 years old, invests a one-time capital of $100,000 in a fixed indexed annuity.
Starting at age 65, he receives $800 guaranteed monthly for life, no matter how long he lives or what happens in the market.
This provides additional income that complements his retirement and gives him financial security.
Key Benefits of Retirement Plans
Irongate offers you variety with National Life:
Protection + savings in one product.
Lifetime guaranteed income with annuities.
Tax advantages: in many cases, gains grow tax-deferred.
Flexibility: tailored to your goals, age, and budget.
👉 Your Future Begins Today
Retirement is not built when retirement arrives. It’s built now, with every decision you make.
✨ Request your retirement plan with Irongate and discover how National Life Group can help you secure the future you dream of.
