When planning for retirement, many investors default to familiar tools like the Roth IRA. However, higher-income individuals and business owners are increasingly exploring 7702 Plans, often structured using Indexed Universal Life (IUL) insurance, as a complementary or alternative strategy. Both vehicles offer tax advantages, but they function very differently. Understanding their strengths, limitations, and ideal use cases is critical to making an informed retirement decision

As the final months of 2025 approach, many individuals and business owners take a moment to assess where they stand financially and where they want to go next. The close of the year offers a natural opportunity to evaluate progress, tighten strategies, and make decisions that can meaningfully strengthen long-term financial stability. Yet with so many moving parts taxes, investments, protection planning, business planning, and retirement considerations it can be difficult to k

The recent Amazon Web Services (AWS)  outage disrupted thousands of platforms worldwide from banking apps and e-commerce sites to messaging services and major tech companies. Practically overnight, a large portion of the digital world went offline. Beyond the headlines, this incident serves as a powerful reminder of how fragile stability can be , and how essential it is to have strong protection not only online, but also in our financial lives.